A couple visits a Tagaytay venue on Saturday, falls for the garden, and asks how to reserve their date. The answer is a bank account number, a deposit slip and “please send a screenshot”. By Monday they are still comparing two other venues. When paying is a separate errand, some clients wait, and some never come back.
Your clients already pay for almost everything with GCash and Maya. This guide explains how a Philippine business can let them pay a reservation fee, downpayment or balance on its own website, in a minute, from their phone. It is part of our guide to online payments built into your website.
What you can accept with PayMongo
PayMongo is a Philippine payment company with payment links, a hosted checkout and a developer API, so it can power a simple “Pay Online” page or a custom booking flow. It supports cards (Visa, Mastercard), e-wallets such as GCash, Maya and GrabPay, and online banking from several banks. Check PayMongo’s current list of methods and rates before you start, as both change.
Stripe, which many international guides recommend, does not currently accept businesses based in the Philippines, so it is not an option for a locally registered business.
What you need before you start
- A registered business: DTI for sole proprietors or SEC for corporations, plus valid ID, for full account activation.
- A bank account in the business’s name for payouts.
- Clear amounts for what clients will pay: reservation fee, downpayment, balance or fixed-price services.
- Your refund and rescheduling terms written down, so the payment page can point to them.
How it works on your website
- Your website has a “Pay Online” page with a clear button for each payment.
- The client chooses GCash, Maya, card or online banking on PayMongo’s secure checkout.
- They receive a confirmation, and you are notified at the same time.
- The money is paid out to your business bank account.
The page should look like the rest of your website, not like a separate tool. The payment page checklist covers what to include before the first real payment.
Costs
Payment providers charge a fee per payment, and it depends on the method; e-wallets and online banking are often cheaper than cards. Payment links usually have no monthly fee. Ask for the current rates for the mix of methods your clients actually use.
BIR and receipts
A payment confirmation from PayMongo is not a BIR-registered invoice. You still issue your official invoice for each sale, the same as for cash or bank transfers.
Privacy
Under the Data Privacy Act (RA 10173), collect only the client details you need, let the payment provider handle payment details, and mention online payments in your website’s privacy notice.
Wedding venues and events
For venues, a reservation fee paid online is the moment a date becomes real. If you are working on your venue’s website, the online payment step fits naturally after the enquiry journey we describe in turning wedding venue website visits into enquiries.
Want clients to pay with GCash and Maya on your website?
We build Pay Online pages in your website’s design and connect them to PayMongo in your business’s name, like the payment page we built for a Canadian wedding photo and film studio with Stripe. Read about online payments for your website or message us.
Frequently asked questions
Can a sole proprietor use PayMongo?
Yes, with a DTI-registered business and valid ID. Some features may need additional verification; PayMongo confirms the requirements during sign-up.
Do I need a developer?
Not for a basic payment link you send in chat. A Pay Online page in your website’s design, and a booking flow that combines a form and payment, are where a developer helps.
What about clients paying from abroad?
Cards work for many international clients. If most of your clients are overseas, compare providers before you choose; this comparison for wedding studios covers the main options used in Canada and the US.